Every path to keys
Loan programs, in plain English
Nine program families, zero jargon. Each guide covers who it's great for, the key facts, and the questions everyone asks.
Conventional Loans
The workhorse of home financing — flexible terms, competitive costs, and down payments as low as 3% for first-time buyers.
Read the guide →FHA Loans
The first-time buyer favorite — 3.5% down, friendlier credit requirements, and forgiving guidelines for real-life finances.
Read the guide →VA Loans
For those who served — $0 down, no monthly mortgage insurance, and some of the strongest terms in all of lending.
Read the guide →USDA Loans
$0 down for homes in eligible smaller communities — many Northern Colorado towns qualify, and most buyers have no idea.
Read the guide →Jumbo Loans
Financing above conforming loan limits for higher-priced homes — with the same guidance and straight answers.
Read the guide →Down Payment Assistance
Colorado has real down payment help — CHFA programs can put thousands toward your down payment and closing costs for qualified buyers.
Read the guide →Refinancing
Lower the payment, drop mortgage insurance, tap equity, or shorten the term — when the math works, Dominick will show you. When it doesn’t, he’ll tell you.
Read the guide →Reverse Mortgages
For homeowners 62+, a HECM reverse mortgage turns home equity into cash flow — with no monthly principal-and-interest payment required. It is a loan, and it must be repaid.
Read the guide →Non-QM Loans
Self-employed, investor, or asset-rich without a W-2? Non-QM programs qualify you on bank statements, rental income, or assets — real documentation, different shape.
Read the guide →Not sure which fits?
Comparing programs for your exact situation is the whole job. One text starts it.
💬 Ask DominickProgram-shopping is comparison-shopping.
The right program depends on your credit, savings, location, and plans — Dominick lines them up side by side so the winner is obvious.