No mystery, no black box
The process, start to finish
Most mortgage stress is just not knowing what happens next. Here's the entire path — with realistic timelines — so nothing surprises you.
01
Day 0The conversation
You and Dominick talk goals, timeline, and budget. Fifteen minutes, no documents, no obligation.
02
Days 1–3Pre-approval
Apply through Fairway’s secure system, Dominick verifies income, assets, and credit, and you get a real pre-approval letter — not a guess.
03
Your paceHouse hunting
You shop with your agent. Dominick refreshes your letter per offer and stays reachable for real-time payment math on any listing.
04
Offer dayThe offer
When it helps, Dominick calls the listing agent to vouch for your financing — a strong lender voice makes offers win.
05
Week 1–2Processing & appraisal
Under contract, the file goes to processing and the appraisal is ordered. You get an update every week, always.
06
Week 2–3Underwriting
An underwriter reviews everything. Conditions come back, The Romig Team handles them fast, and you always know exactly what’s outstanding.
07
Week 3–4Clear to close
The best email in the process. Final numbers are reviewed together — no surprises at the table.
08
Closing dayKeys 🔑
You sign, the loan funds, and the house is yours. Dominick stays your loan person for life — refis, questions, the works.
The Romig Team difference
You hear from us before you have to ask
The number-one complaint buyers have about lenders is silence. The Romig Team runs on the opposite: a progress update on your loan every week, milestone messages at every phase, and a direct line to Dominick when something can't wait. Clients mention the weekly updates in their reviews for a reason.
Step one is a conversation.
Text 970-787-3110, tell Dominick where you are in the journey, and he'll tell you exactly what happens next.